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San Francisco Home Sale Data

Click on a neighborhood to view quarterly home sale data.

Prequalification

Loan pre-qualification is a tentative decision on the part of a lender to pre-screen a borrower to determine the total loan amount a person can borrow as well as the loan terms th

Prepayment Penalty

A prepayment penalty is a fee charged by a lender for repaying a loan early. The reason lenders charge prepayment penalties is that the terms of a loan may not make i

PITI

PITI is an acronym for Principal, Interest, Taxes, and Insurance. It refers to a person’s total monthly housing expense and is used to calculate their debt to incom

Loan to Value Ratio

The Loan to Value ratio is one of the key risk factors lenders use to qualify borrowers for a mortgage loan.

Loan Points

Loan points are the upfront fees charged to a borrower. They are generally charged on percentage basis of the total loan amount with one point equaling one percent.