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San Francisco Home Sale Data

Click on a neighborhood to view quarterly home sale data.

Balloon Loans

A balloon payment mortgage is a mortgage which does not fully amortize over the term of the loan, thus leaving a balance due at maturity.

Assumability or Loan Assumption

Loan assumption is the ability of a new borrower to take over a loan -on the same terms- from the original borrower.

ARM - Start Rate or Teaser Rate

A "teaser rate" or "start rate" are terms used to describe the ARM introductory rate for the initial fixed interest period.

ARM - Loan Margin

Loan Margin is the difference between the mortgage loan rate and its underlying index (on which the note rate is based).

ARM - When does the rate change?

ARMs have a specific length of time between interest rate adjustments. In times of falling interest rates, a shorter period benefits the borrower.